First home buyers in New Zealand are individuals or couples embarking on the journey of purchasing their inaugural residential property. Amidst escalating property prices, accessing affordable housing poses a significant challenge for many. To alleviate this, the New Zealand government has implemented initiatives like KiwiSaver and the First Home Grant, specifically tailored to assist first-time buyers in realizing their homeownership aspirations. These programs aim to mitigate financial barriers and provide avenues for accessing housing in a competitive market landscape. By offering support and resources, the government strives to empower first home buyers in navigating the complexities of real estate transactions and securing their place on the property ladder.